Join over 60,000 SMEs by applying for a business loan with White Oak UK today
Short-term VAT loans
Free up cash flow with a short-term VAT loan.
Join 60,000 other businesses and borrow
£5,000 - £500,000
- Check eligibility in minutes
- Decisions as quick as 4 hours
- Repayment spread over 3 months
Apply now in 3 simple steps
Funds in as little as 48 hours
Borrow £5,000 - £500,000
UK Account Manager
Check Eligibility in Minutes
Check your Eligibility in Minutes
3 Simple Steps
Why choose White Oak UK?
Looking to improve your cash flow or start a new venture? We've got the financial solutions to help your business thrive.
For over 35 years, we've been providing businesses like yours with the funding they need to grow and succeed.
As an independent UK-based provider, we offer tailored financing options, and we pride ourselves on quick turnaround times.
With a reputation for transparency and integrity, it's no wonder over 20,000 businesses have chosen us as their trusted financial partner.
Our Partners
"Professional and very efficient service. Communications were straight forward with a clear understanding of our requirements. Thanks White Oak UK."
HAINES PHILLIPS ARCHITECTS
"The service and expert advice at White Oak UK is superb! Making the process fast offering affordable packages available for working capital. Thank you again White Oak UK."
CLOUD ENTERPRISES LTD
"I required finance to settle a VAT bill and White Oak UK moved matters forward quickly to assist me. My dealings were with Jason and Leah and they were both very attentive and efficient."
LAWRENCE CREATIVE
"Prompt, Efficient and tailor made service from White Oak UK."
EBR ATTRIDGE LLP
"I would recommend anyone to apply for funding with White Oak UK as they have a quick turnaround time and continue to review alternative sources of funding so you are not left in the cold."
VEEJAY SHARMA
What our customers say about us
Apply Online in Under 5 Minutes
Our business loans are designed for small businesses, so you only need to provide basic information for us to process your application.
Receive Approval in as Little as 4 Hours
Once approved for a business loan, you can transfer the desired amount to your bank account. The funds should be available within hours.
Flexible Borrowing
Your repayment plan can be spread over 3 months.
Apply Now
White Oak UK is a trading style of LDF Operations Limited (FRN:630633) and LDF Ops Limited (FRN:625155), both companies are authorised and regulated by the Financial Conduct Authority, authorised as a Credit Broker and lender. We work with a panel of lenders. White Oak UK is a trading style of LDF Finance No.1 Limited (FRN: 716262), LDF Finance No.2 Limited (FRN:717356), LDF Finance No. 3 Limited (FRN: 716801) are authorised and regulated by the Financial Conduct Authority, authorised as a lender. LDF Operations Limited (Reg No: 02029122), LDF Finance No.1 Limited (Reg No: 04893877), LDF Finance No.2 Limited (Reg No: 08822802), LDF Finance No. 3 Limited (Reg No: 08822799) incorporated in England & Wales, Registered Office: Second Floor, HQ Offices, 58 Nicholas Street, Chester, England, CH1 2NP. LDF Ops Limited (Reg No: SC198910), incorporated in Scotland, Registered Office: Sixth Floor, 58 Waterloo Street.
White Oak UK works with the Government-owned British Business Bank, assisting thousands of businesses and providing over £400 million in loans.
This won’t affect your credit score
VAT loans
A VAT (Value Added Tax) business loan is a financial product designed to help businesses manage their VAT obligations more effectively.
Unlike traditional business loans which may be used for various purposes, VAT loans are specifically earmarked to cover VAT payments, ensuring businesses have the necessary liquidity to meet their tax obligations on time.
These loans often have streamlined application processes and may offer fast, flexible repayment terms tailored to VAT payment schedules.
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